Using this Site indicates that you accept these Terms; if you do not accept these Terms, please disconnect immediately and do not use this Site:

1. You may display, download or print the information displayed on the Site (the "Information") for your own internal and non-commercial purposes provided that you maintain all copyright and other proprietary notices contained on such Information if and when you download it. You may not, however, use, reuse, display, distribute, modify, perform, or transmit any Information, including any text, images, audio, or video, for commercial or public purposes, without the express prior written permission of its owner.

2. You must not transfer the Information to any other person unless you give them notice of, and they agree to accept, the obligations arising under these Terms.

3. Microbonds makes no representation that information in this Site is appropriate or available for use in other locations, and access to this Site from countries or territories where the Site's content is illegal is prohibited. If you access this Site from outside Canada, you do so on your own initiative and at your own risk and you are responsible for compliance with all applicable local laws and regulations, including but not limited to, all applicable export and import laws and regulations.

4. For your convenience and information, Microbonds may provide on this Site links or pointers to web sites that are operated by third parties. Microbonds makes no representations whatsoever about any other web site that may be accessed through, or as a result of, this Site. Such other web sites are independent of Microbonds, such that Microbonds has no control over their content. In addition, a link to another web site does not mean that Microbonds endorses, authorizes, sponsors, or are affiliated with such third party. Microbonds does not accept any responsibility for the content, or the use, of such web site. Microbonds reserves the right to terminate any link or linking program at any time.

5. Information published on this Site is subject to change without notice. Microbonds may also make improvements and/or changes in the products, services and/or the programs described in this Site at any time without notice. Microbonds may unilaterally revise these Terms in its sole discretion without notice and any such changes shall be effective upon posting.

6. The material provided on this Site is copyrighted and protected by applicable local laws and worldwide copyright laws and treaties. Except as specifically stated, none of the material may be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form without Microbonds prior written permission. You also may not, without our permission, "mirror" any material contained on our Site or any other server.

7. All other trade marks, trade names or marked brands and logos found on any part of the Site are the property of their respective owners. Please note that the Site may contain other proprietary notices and copyright information that must be observed.

8. You agree to comply with all copyright laws worldwide in your use of this Site and to prevent any unauthorized copying of the Information. Except as expressly provided herein, Microbonds does not grant any express or implied right or license to you under any patents, trademarks, copyrights, trade secret information or other intellectual property rights of Microbonds or any third parties. Nothing contained herein shall be construed as conferring by implication, estoppel or otherwise any such license or right.

9. TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL MICROBONDS OR ANY OF ITS SUBSIDIARIES BE LIABLE TO YOU OR ANY OTHER PARTY FOR ANY DIRECT, INDIRECT, EXEMPLARY, INCIDENTAL, PUNITIVE, SPECIAL, CONSEQUENTIAL, OR OTHER DAMAGES ARISING OUT OF THE USE OF, INABILITY TO USE, OR RELIANCE ON, THE SITE, THE INFORMATION AVAILABLE ON THE SITE OR ANY LINKED WEB SITE, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF INFORMATION, PROGRAMS OR OTHER DATA ON YOUR COMPUTER SYSTEM, COSTS OF REPLACEMENT GOODS OR SERVICES, THIRD PARTY CLAIMS, PERSONAL INJURY, PROPERTY DAMAGE OR OTHER PECUNIARY LOSS, EVEN IF MICROBONDS IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

10. Use of this Site and all transactions under it are governed by, and these Terms will be construed in accordance with, the laws of the Province of Ontario without regard to principles of conflict of laws.